FREQUENTLY ASKED QUESTIONS

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What is the minimum initial investment for PPF funds?

AUD 10,000

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How much money do I need in retirement?

This depends on your personal circumstances and the lifestyle your require. The Association of Super Funds of Australia (ASFA) suggests for a couple to live a comfortable lifestyle at age 65, they will need $60,457 per year, while a single person of the same age will need $44,011.

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What are the main asset classes for investment?

The main asset classes are cash, fixed interest, property and shares. Each has a different level of risk and return.

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How do I choose an investment option?

Seek the assistance of a financial advisor. They can help to determine your comfort level with risk, the type of return you are looking for and the length of your investment timeframe. They will also discuss a range of recommended investment options. This information will help you to make an informed decision.

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How can a financial advisor help me?

Financial advisors are qualified to provide a range of support and services including retirement planning, investment planning, tax-effective investing, superannuation, insurance, estate planning, cash management and budgeting and aged care planning and advice.

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What types of personal risk insurance should I consider?

There are four types of personal risk insurance to consider: life insurance, total and permanent disablement cover, trauma insurance and income protection insurance. We can review your personal circumstances and advise the amount and type of personal risk insurance you need.

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Is my business eligible for a research and development grant?

If your business undertakes research and development activities we can assist you in understanding the relevant government grants and incentives that apply.

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I need to develop a succession plan. Where do I start?

We have the intelligence to assist you in developing that plan, offering confidential advice and understanding. It’s important that you take a proactive approach, keep an open mind and make your succession vision known. It’s just as important that you keep your succession plan in mind when recruiting new staff or training or mentoring members of your existing workforce. We can support you through every stage and also provide support to your successor to ensure a smooth transition.

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What is Australian Federal Government’s Significant Investment Visa (SIV)?

The SIV aims to attract investors and entrepreneurs to Australia. It provides a pathway to permanent residency for people from around the world who invest at least AUD 5,000,000 in complying investments for a minimum of four years, and have a genuine and realistic commitment to reside in Australia. We understand the many stages of the SIV application process and are qualified to provide assistance in understanding and navigating the complexities of the SIV in Australia.

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What is mezzanine funding?

Mezzanine finance gets its name because it sits in the middle between debt and equity finance. It’s a complex form of business funding, but can be useful in a few different situations, representing a third option to be used alongside a standard loan, equity fundraising, or both. We can help you to determine whether mezzanine funding is right for you.

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What types of insurance should I consider for my business? 

Commercial motor insurance, property insurance, business interruption insurance, public and property liability, professional indemnity, directors and officers cover and information and technology professional liability are just some of the insurance types on offer. We can help you to determine the right business insurance to suit your business operations.